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Washington State Earthquake Insurance: How Much Does It Really Cost Contractors in 2025?
Washington State contractors face earthquake insurance costs ranging from $300 to $3,000 annually for residential properties, but commercial contractor coverage presents different pricing structures and requirements. Understanding these costs helps contractors protect their businesses from seismic risks that could devastate operations. Current Pricing Structure for Washington Properties Washington earthquake insurance costs $1.50 to $3.25 per $1,000 of coverage based on 202
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Oct 14, 20254 min read
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Contractors & Commercial Auto Insurance: What You Need to Know
Commercial auto insurance represents one of the most essential protections for contractors operating vehicles in their daily business activities. Whether you're driving to job sites, transporting tools and equipment, or hauling materials, your personal auto policy won't cover business-related incidents. Most contractors underestimate the financial risks they face on the road. A single accident can result in claims exceeding $50,000, and without proper commercial coverage, you
marketing676641
Oct 13, 20255 min read
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Business Insurance Deep Dive: Why Contractors Need General Liability & Bonds
Contractors face unique risks every day. One accident, one lawsuit, or one project failure can devastate your business financially. General liability insurance and surety bonds form the foundation of protection every contractor needs to operate safely and legally. These two coverage types serve different but equally critical purposes. General liability protects your business assets from third-party claims. Bonds protect your clients and guarantee project completion. Understan
marketing676641
Oct 13, 20255 min read
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