Why Central Florida and Washington State Homeowners Need Flood Insurance Now
Flooding is one of the most common and costly natural disasters in the United States, and yet many homeowners in Central Florida and Washington State assume they don’t need coverage. Standard homeowners insurance does not cover flood damage, leaving families financially vulnerable after heavy rains, hurricanes, or overflowing rivers. At Insurance Alliance, we believe that flood insurance is not just optional — it’s essential.
Why Flood Insurance Matters in Central Florida
Central Florida faces some of the nation’s highest flood risks. Heavy summer rains, hurricanes, and tropical storms can quickly overwhelm drainage systems, leading to costly property damage. Even homes outside FEMA’s designated flood zones have been hit with thousands of dollars in losses. With flood insurance, you can protect your home and belongings without relying on uncertain disaster assistance.
Why Washington Homeowners Are at Risk Too
While Washington isn’t known for hurricanes, it is highly vulnerable to flooding from snowmelt, heavy rainfall, and river overflow. Communities along the Puget Sound, Columbia River, and mountain valleys regularly face flood watches. Many residents are surprised to learn that floods, not earthquakes, cause the majority of Washington’s natural disaster losses.
What Flood Insurance Covers
Flood insurance typically protects:
- The structure of your home — walls, flooring, built-in appliances, electrical systems.
- Personal property — furniture, clothing, electronics, and valuables.
- Business property if you run a home-based business or own rental units.
Why Choose Insurance Alliance
At Insurance Alliance, we compare policies from top-rated carriers, tailoring coverage to your property and location. Whether you’re in Orlando, Celebration, or Kissimmee, or living near Seattle, Spokane, or Tacoma, we help you secure affordable flood protection.
Don’t wait until it’s too late — reach out today to protect your home and family.
