Earthquake Insurance in Washington: Should Homeowners Buy It?

Washington homeowners live in one of the most earthquake-prone regions of the United States. Yet many assume that their standard homeowners policy will cover damage from quakes. The truth? It doesn’t. Without earthquake insurance, families are left to pay for costly repairs and rebuilding on their own.

Why Washington Homeowners Are at Risk

The Cascadia Subduction Zone and multiple fault lines make large-scale quakes a real possibility. Even smaller tremors can crack foundations, break water lines, and damage personal belongings.

What Earthquake Insurance Covers

  • Structural damage to your home
  • Attached structures such as garages
  • Personal belongings
  • Additional living expenses if your home is uninhabitable

Insurance Alliance Can Help

At Insurance Alliance, we specialize in helping Washington homeowners find affordable earthquake coverage. Don’t leave your largest investment unprotected — let us help you prepare.

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