Boat Insurance
Whether you’re sailing Washington waters, fishing in Florida, exploring Texas lakes, cruising Arizona reservoirs, or enjoying Idaho rivers, boats need protection beyond homeowners insurance. At Insurance Alliance, we provide boat insurance across all five states.
Risks Boat Owners Face
- Collisions with other vessels
- Storm and hurricane damage
- Liability for passenger injuries
- Theft or vandalism at marinas
Core Coverages
- Liability insurance – Covers injuries or property damage.
- Hull coverage – Repairs or replaces your boat after damage.
- Equipment coverage – For motors, trailers, and navigation systems.
- Medical payments – Covers passenger injuries.
- Towing & assistance – Helps if your boat breaks down on the water.