Coffee Shop Insurance
Coffee shops are community hubs — but accidents, equipment breakdowns, and liability claims can happen any day. Insurance Alliance helps café owners in Washington, Florida, Texas, Arizona, and Idaho protect their business.
Risks for Coffee Shops
- Slip-and-fall accidents on wet floors
- Liability from hot beverage burns
- Theft of equipment or cash
- Fire risk from espresso machines and roasters
- Employee injuries during busy rush hours
Key Coverages
- General Liability
- Business Owner’s Policy (property + liability)
- Workers’ Compensation
- Equipment Breakdown Insurance
- Business Interruption Coverage
- Cyber Liability (for Wi-Fi or customer payment data)
Why Choose Insurance Alliance?
- Affordable coverage for independent cafés and franchises
- Fast COIs for landlords and lenders
- Options tailored to small or multi-location shops
- Personalized service across WA, FL, TX, AZ, and ID