❄️ HVAC Contractor Insurance
Protect your HVAC business from accidents, property damage, and liability claims with tailored coverage from Insurance Alliance. If your business is in Florida, Washington, Texas, Arizona, or Idaho, we can help with key industry partners to meet your coverage and price needs.
HVAC Contractor Insurance in WA, FL, TX, AZ & ID
HVAC contractors keep homes and businesses running — but also face serious risks. Insurance Alliance provides policies tailored to your trade.
Risks HVAC Contractors Face
- Injuries from ladders, heavy equipment, and refrigerants
- Liability for installation or repair errors
- Theft of gauges, meters, and HVAC units
- Auto accidents transporting tools and equipment
Core Coverages
- General Liability
- Workers’ Compensation
- Inland Marine (tools & HVAC units)
- Commercial Auto (trucks & trailers)
- Contractor Bonds (state licensing)
- Pollution Liability (for refrigerant/environmental exposure)