Complete Restaurant Insurance Guide for Central Florida and Washington

Running a restaurant comes with risks — from kitchen fires and customer accidents to storm damage and employee injuries. For owners in Central Florida and Washington State, having the right restaurant insurance isn’t optional, it’s essential.

Key Coverages Every Restaurant Needs

  • General Liability: Protects against customer injuries, slips, and falls.
  • Property Insurance: Covers your building, kitchen equipment, and furnishings.
  • Workers’ Compensation: Required in both states to protect employees injured on the job.
  • Liquor Liability: Essential if your restaurant serves alcohol.

Florida vs. Washington Risks

  • Florida: Hurricanes and flooding pose major threats to restaurants, especially in coastal and Central Florida communities.
  • Washington: Earthquakes and heavy rainfall can damage property and force closures.

How Insurance Alliance Helps

We specialize in tailoring restaurant insurance for both regions. Whether you run a fine dining establishment in Orlando or a family-owned café in Seattle, Insurance Alliance ensures you’re fully covered.


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