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Smoothie and Coffee Shop Insurance

Insurance Alliance provides tailored insurance for Smoothie and Coffee Shops in Florida, Texas, Arizona, Idaho, and Washington. Our coverage includes liability, property, and equipment protection to keep your business running smoothly and your customers safe—affordable, reliable coverage for growing beverage businesses.

Smoothie Bowl

Risks for Smoothie and Coffee Shops

  • Customer slip-and-fall injuries

  • Claims from foodborne illness or spoiled ingredients

  • Equipment breakdown (blenders, refrigerators)

  • Employee injuries from sharp blades and heavy lifting

  • Property damage from water leaks or electrical issues

Key Coverages

  • General Liability

  • Business Owner’s Policy (property + liability)

  • Workers’ Compensation

  • Equipment Breakdown Insurance

  • Spoilage Coverage (perishable ingredients)

  • Business Interruption Insurance

Girl with Smoothie
Image by Nathan Dumlao

Why Choose Insurance Alliance?

  • Coverage designed for smoothie shops and franchises

    Quick quotes and fast proof of coverage

  • Policies tailored to franchise or independent smoothie or coffee shops

  • Multi-carrier access for the best price

  • Local knowledge across WA, FL, TX, AZ, and ID

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