Condo Insurance
Insurance Alliance provides Condo Insurance in Florida, Texas, Arizona, Idaho, and Washington. Our policies protect your unit’s interior, personal belongings, and liability while complementing your HOA’s master policy. Affordable and customizable, our condo coverage keeps your investment secure and your peace of mind protected.
Why Condo Insurance
Condo owners often assume their HOA’s master policy provides full protection—but it usually only covers the building’s exterior and shared spaces, not the inside of your unit or your personal belongings. Without your own Condo Insurance, you could face devastating costs for repairs, theft, water damage, or liability if someone is injured in your home. That’s why every condo owner needs personalized coverage.
At Insurance Alliance, we make protecting your condo simple and affordable. Serving Florida, Texas, Arizona, Idaho, and Washington, we offer Condo Insurance that fills the gaps left by HOA policies. Our plans include coverage for your unit’s interior, improvements, personal property, liability, loss assessment, and additional living expenses if your condo becomes uninhabitable. With tailored options, competitive rates, and trusted service, Insurance Alliance helps you safeguard your investment and enjoy your home with confidence.
Coverages Offered
Insurance Alliance offers comprehensive Condo Insurance to protect unit owners across Florida, Texas, Arizona, Idaho, and Washington.
Building Property Coverage protects the interior of your condo—walls, flooring, fixtures, and improvements not covered by your HOA’s master policy.
Personal Property Coverage insures your belongings against fire, theft, or water damage.
Liability Coverage protects you if someone is injured in your unit or if you accidentally damage another resident’s property.
Loss Assessment Coverage helps cover your share of costs if your HOA faces a major claim.
Loss of Use Coverage pays for temporary living expenses if your unit becomes uninhabitable.
Condo Insurance from Insurance Alliance ensures you’re fully protected where your HOA coverage ends, giving you confidence and peace of mind every day.