General Contractor Insurance

Contractors face unique risks on every job site, making the right insurance coverage essential for protection and compliance. General Liability Insurance safeguards against third-party injuries, property damage, and legal costs resulting from construction activities. Workers’ Compensation Insurance provides coverage for employee injuries or illnesses on the job and is required by law in most states. Commercial Auto Insurance protects company-owned vehicles that transport workers, tools, and materials, including liability, collision, and medical coverage. Builder’s Risk Insurance covers buildings under construction from fire, theft, vandalism, or weather damage—often required by contract. Contractor’s Equipment Insurance keeps valuable tools and machinery protected from loss or damage. Professional Liability (E&O) Insurance helps when design errors, mismanagement, or unmet specifications lead to costly claims. Surety Bonds, including License and Permit Bonds, ensure compliance with local regulations, while Performance and Payment Bonds guarantee project completion and protect against subcontractor disputes. Finally, Umbrella Liability Insurance provides additional coverage beyond standard policy limits. At Insurance Alliance, we help general contractors in Washington, Florida, Texas, Idaho, and Arizona find tailored, affordable protection to meet project and licensing requirements while safeguarding their business reputation.​