Insurance for Photographers and Videographers in Washington
Photographers and videographers in Washington capture everything from weddings and outdoor adventures to corporate events and commercial productions. But behind every lens is a business that needs protection from liability, equipment damage, and client disputes. A customized insurance policy safeguards your creative work and professional reputation.
General liability insurance is crucial for visual media professionals. It covers incidents like a guest tripping over your tripod at an event or accidentally damaging a venue. Many wedding venues and commercial clients require proof of liability insurance before hiring a photographer or videographer.
Professional liability insurance, also called errors and omissions insurance, covers claims of missed shots, data loss, or unsatisfactory results. If a client sues because they’re unhappy with the outcome or if an important memory wasn’t captured, this coverage can help cover legal defense costs and settlements.
Your gear is your livelihood, so protecting it with equipment insurance is essential. Also known as inland marine insurance, this covers cameras, lenses, lighting, and drones against theft, accidental damage, or loss—whether in the studio, on location, or in transit.
If you run a studio or operate out of your home, commercial property insurance can protect your space and larger assets. Cyber liability insurance is also important if you store client files digitally, deliver photos online, or process payments electronically.
Insurance Alliance helps photographers and videographers throughout Washington get the protection they need for every shoot. Whether you're freelancing weddings, producing branded content, or managing a full-service studio, we’ll tailor coverage to support your creativity and growth.
Reach out to Insurance Alliance today to build a policy that keeps your business in focus and your future secure.
