GeoVera Earthquake Insurance in Washington—Reliable Protection for Unpredictable Quakes
Washington State is no stranger to seismic activity—from the massive Cascadia Subduction Zone to localized swarms like the July 2025 Mount Rainier earthquake swarm, which produced nearly 400 quakes over a few days. Yet despite the risk, most homeowners still lack earthquake insurance.
That’s where GeoVera comes in. As one of the most trusted earthquake insurance carriers in the U.S., GeoVera offers flexible, comprehensive policies that help Washington residents prepare for the unexpected.
At Insurance Alliance, we proudly offer GeoVera earthquake insurance to help you safeguard your home, finances, and peace of mind.
Who Is GeoVera?
GeoVera is a highly rated specialty insurer that focuses exclusively on catastrophe-related coverage—especially earthquake insurance in high-risk zones like the Pacific Northwest. With decades of experience and a strong financial foundation, GeoVera is a popular choice among homeowners looking for:
- Tailored coverage options
- Competitive rates
- Expert claims support
- Financial strength and reliability
What GeoVera Covers
GeoVera earthquake insurance typically includes:
- Dwelling Coverage – Repairs or rebuilds your home after seismic damage
- Personal Property – Covers furniture, electronics, clothing, and other belongings
- Loss of Use – Pays for temporary housing if your home is uninhabitable
- Building Code Upgrades – Helps cover the cost of bringing your home up to modern seismic codes during repairs
GeoVera also offers flexible deductible options—from 10% to 25% of your dwelling limit—allowing you to balance protection with affordability.
Why GeoVera Is Ideal for Washington Homeowners
The July 2025 earthquake swarm under Mount Rainier reminded all of us that seismic events in Washington are real, frequent, and unpredictable. GeoVera provides coverage for homes in:
- Seismically active areas like Seattle, Tacoma, Olympia, and Bellingham
- High-risk soil zones with amplified ground shaking
- Older homes that may be more vulnerable to foundation and structural damage
Unlike standard homeowners policies, GeoVera’s earthquake insurance is designed specifically to address these risks.
The GeoVera Advantage with Insurance Alliance
When you work with Insurance Alliance, you gain access to:
- Personalized quotes based on your home’s location, construction, and age
- Side-by-side policy comparisons with other insurers like Neptune or the California Earthquake Authority (if applicable)
- Expert help with claims and policy reviews
- Retrofit guidance to reduce your premiums and risk
We help you understand what your GeoVera policy covers—and just as importantly, what it doesn’t—so you’re fully informed and prepared.
Prepare Before the Next Earthquake Strikes
Don’t wait until a damaging earthquake hits your neighborhood to find out your homeowners insurance won’t cover the damage. With GeoVera and Insurance Alliance, you can take proactive steps to protect your property today.
Contact us now to request a GeoVera earthquake insurance quote tailored to your home in Washington.
