Insurance for Cement Contractors in Washington
Cement contractors in Washington work on projects ranging from driveways and foundations to sidewalks and decorative concrete. Whether you're pouring in rainy Seattle or developing new construction in the Tri-Cities, working with heavy materials and power tools comes with risk. Comprehensive insurance and bonding not only meet state requirements—they also keep your business protected and competitive.
General liability insurance is essential. It protects against third-party injury and property damage, like someone tripping over a job site hose or claims of cracked concrete. This coverage helps manage legal expenses, settlements, and court costs that can arise from unforeseen incidents.
If you have employees, workers’ compensation insurance is required by Washington state law. It covers medical bills, lost wages, and rehab for employees injured while handling equipment, lifting heavy materials, or working in hazardous conditions.
Cement contractors often transport tools, mixers, and materials between job sites. Inland marine insurance protects these assets while in transit or on-site. Whether it’s a power screed or a portable concrete saw, this policy ensures you're not left footing the bill for stolen or damaged gear.
Commercial auto insurance is also a must if your business uses trucks or trailers. It protects your vehicles, drivers, and third parties in case of an accident or property damage. For cement contractors with a mobile crew, this coverage is foundational to staying protected while on the move.
Washington requires cement contractors to carry a contractor bond as part of the licensing process. This bond guarantees your compliance with state laws and contractor regulations, and assures clients that your work will be completed responsibly and to code.
Builder’s risk insurance can be useful if you’re part of a larger project involving new structures or major renovations. It covers materials and structures under construction from theft, vandalism, and weather-related damage.
Errors and omissions insurance may be helpful if you offer design suggestions or consult on site prep or drainage planning. It covers liability for advice that leads to unexpected issues or dissatisfaction.
At Insurance Alliance, we provide customized insurance solutions for cement contractors across Washington. From small residential projects to commercial pours, we’ll help you build an insurance plan that’s as strong and reliable as your concrete work.
Reach out to Insurance Alliance today to cement your protection and keep your business rock-solid.
